Experts, not generalists
An in-office team that has seen the hard files before: self-employed, investor, foreign national, ITIN, first-time buyer. They tell you what is possible before you write the offer.
YMC Agent Advantage
Realtors get paid 2x in the same deal.
Get paid on both ends of the deals you’re already closing. See how eligible real estate professionals can participate on the mortgage side—with licensing guidance and operational support.
See how the partnership worksNMLS #2680197 · Licensed in FL, CO, NC, SC & TX · Equal Housing Opportunity
6-Minute Must-Watch
Watch This Before We Meet
6-Minute Must-Watch
01
Who stands behind your buyer
One team. Every lender. Zero guesswork.
Your Mortgage Choice, LLC is a licensed mortgage broker in Orlando, Florida. We arrange — but do not make or fund — loans, so your buyer gets matched to the lender and program that actually fits the file, and the deal keeps moving from pre-approval to keys.
21 Days
Average closing time for purchase transactions*
5 States
Florida, Colorado, North Carolina, South Carolina and Texas
Multiple Lenders
One application, compared across our lender network
*Average closing time for purchase transactions; individual results vary by loan program, lender and borrower circumstances.
02
The weight we take off your shoulders
We carry the loan. You keep the client.
Realtors don't lose deals to interest rates. They lose them to silence — unanswered texts, surprise conditions, a closing date that quietly slips. That's the part we take off your plate.
Lenders who answer
Years of working relationships across our lender network mean real people, straight answers and faster responses when your contract is on the clock.
A support team that carries it
Documents, conditions, deadlines and updates are run by a dedicated team under one roof — so you are never chasing a loan officer at 9pm to save a closing.
Give us your next client.
03
A partner built for real estate
Your reputation is in the deal. We help protect it.
Direct Communication & Transparency
You will never chase us for a status update. We keep you and your buyer informed in plain language at every milestone, with full transparency for all parties.
In-Office Team
No remote loan officers or processors. Everyone who touches your file works together under one roof in Orlando.
Built to Close Fast
A streamlined process designed to move files forward without unnecessary delays — 21 days on average for purchase transactions.*
Solutions for Complex Scenarios
Self-employed, investor, foreign national and ITIN buyers all have a path here. Fewer dead deals, more closings.
Multiple Lenders, One Application
We shop your buyer's file across our lender network instead of one institution's product menu — more ways to say yes.
Bilingual Team
We serve your buyers in English, Spanish, Creole and Portuguese.
04
From introduction to keys
You always know what comes next.
- 01
You make the introduction
Send us your buyer's name and number, or have them call us directly. We take it from there.
- 02
We connect and set expectations
We reach out promptly, review the file, and explain the realistic next steps — with you kept in the loop.
- 03
We shop the file across lenders
One application, compared across our lender network, then explained in plain language so your buyer can decide with confidence.
- 04
We coordinate through closing
Regular updates to you, your buyer and the closing team until the keys are in hand.
05
Hear it from realtors
Real partners. Real experiences.
Take it from our own realtors — the ones who gave us that next loan.
06
Leadership you can reach
An in-office team. One shared standard.
Richard David
Chief Executive Officer
Richard David is a seasoned entrepreneur and mortgage executive with extensive leadership experience across mortgage, real estate and business development. As CEO of Your Mortgage Choice, he leads company strategy, operations, licensing, compliance, lender relationships, recruiting and growth initiatives. His background includes building high-performing sales organizations and scaling mortgage and real estate companies.
Alexander Torres
Chief Operating Officer
Alexander Torres is an experienced mortgage operations leader with more than a decade in lending, training, compliance and team development. As COO, he oversees daily operations, staff development, quality control and compliance across multiple states. A former U.S. Army Airborne Ranger, Alexander brings discipline, leadership and a strong operational mindset to the company's customer service culture.
Jose "Robert" Benenati
Broker/Owner / VP of Sales
Jose "Robert" Benenati is a real estate and mortgage executive with over 15 years of experience leading sales teams, mentoring professionals and growing successful businesses. He is the Founder and CEO of 365 Realty, Inc., where he helped build a team of more than 150 agents, and brings first-hand understanding of what realtors need from a lending partner.
Licensed in 5 states
Have a buyer who needs a clear next step?
Call or email us. A member of our in-office team—not a call center—will get back to you.
Give us your next client and you'll never use anyone else again.